The Only 4 Tips You Need to Improve Your Finances in 2024 [Video]

The new year is always a popular time for looking to improve your finances, and there is endless money advice out there to help you make this happen.

I have heard almost every tip out there, but I’ve improved my finances and built wealth while ignoring most of them. However, there are a few key tips that I know will help me reach my financial goals.

Here are four pieces of expert financial advice I will bring with me into 2024:

1. Increase your emergency fund

This cannot be stressed enough. An emergency fund protects you when emergencies happen, like a job loss, long-term illness, or accident.

It also keeps you from going into high-interest credit card or personal loan debt. According to the New York Federal Reserve, consumers amassed $1 trillion dollars in credit card debt in Q2 of 2023 — and with higher interest rates, carrying that debt will cost you much more money in the long run.

An emergency fund …